Know your balance 60 days ahead — without recording every purchase.

List your recurring bills, update your balances as often as you like, and PreBalance forecasts the next 60 days — dips, due dates, and all.

Coming soon

PreBalance opens soon. It will be free to start, with no email and no bank connection needed.

Free for one account of each type · Encrypted so we can't read it.

PreBalance's 60-day balance projection chart, showing a flagged low-balance dip

How it works

Updating an account balance with a single tap

Check in your balances

No transaction entry, no bank connection. Update whichever accounts you want, as often as you like — daily, weekly, or now and then. Each one takes seconds.

A 60-day balance projection chart with a flagged low-balance dip

See the projection

PreBalance runs every recurring bill and payday forward 60 days, so you can see a low-balance day coming before it happens.

A projected low-balance alert with actions to view the chart, snooze, or dismiss

Act on reminders

Bills, due dates, and low-balance warnings show up before they're a problem — not after.

Privacy

Encrypted on your device — we can't read your balances, transactions, or even your account names.

Your financial data is encrypted on your device before it's sent anywhere, so our servers only ever store scrambled data that only you can unlock. We can see how many records you have and when they changed — never your balances, transaction amounts, or account names.

Exactly what we can and can't see

Frequently asked questions

Do I have to link my bank?

No. PreBalance is designed around quick manual check-ins — you type in your balances yourself, as often as you like, so there are no bank credentials to hand over and your balances stay unreadable to us. A bank link is never required to get everything PreBalance does.

What happens if I stop checking in?

Nothing breaks. Your projection just goes stale until your next check-in — PreBalance is designed for people who check in sometimes, not every day.

What can you see on your servers?

A short, exhaustive list — how many records you have and when they changed, which kinds of account you use, and an email if you gave us one. Never your balances, transaction amounts, or account names. The full breakdown is on our security page.

What does free actually include?

The whole product — the forecast engine, the 60-day chart, smart check-ins, the credit-card statement workflow, alerts, CSV import, and sync across unlimited devices. Free caps complexity (one account of each type, 10 recurring series, 12 months of history shown), never features.